I’m  not so good in the genre of Rapper or hip hop singers, but I don’t let that deter me when my mind is in tune with a good word puzzle.  Yes, I’m hooked on the NYT word game Connections.
Chances are you played or, at least heard of the New York Times “cult”puzzles.  Over the past few years, Wordle became a staple  as part of millions of peoples daily routine, and I highly recommend the addictive Connections as a new challenge for word puzzle aficionados and word mavens.

The Medicare Annual Enrollment period runs from October 15th to December 7th. I initially believed this was the only time I could switch my Plan G Medigap supplement. However, these dates specifically apply to those changing Part D or Medicare Advantage plans.
In contrast, Medigap plans can be changed at any time during the year, although underwriting may be required. I turned 65 in June and enrolled in Medicare Plan G, already changing plans once during my initial 6-month sign-up period.

Seniors may be susceptible to participating in grey area fraud – my term.
Many seniors routinely have their toenails trimmed under Medicare. It’s a covered expense but only under certain medical conditions like a diabetes complication, but it’s convenient, less costly than a pedicure and many podiatrists are willing to oblige. 
Physical therapy is unlimited under Medicare as long as it is necessary for existing conditions and there is progress treating a condition. But hey it feels good.

I used to be a big fan of choice when it came to employee benefit plans including life insurance, health insurance and, of courses 401k investment options. 
When working I crafted a plan with lots of choices. Employees said they wanted choice, it was all the rage at the time. Our unions were not so thrilled, but went along. 
The unions were right and I was wrong. 
People may say they want choice, but when faced with it for very important decisions,

In my analysis it will be less expensive for him to stay on employer sponsored coverage than going on Medicare. My understanding is that he could sign up for Part A but if he does he cannot contribute to his HSA.
Anyone have any insight on this, in general?

Physical strength is essential to making our way in this world. While we may not have to rally our muscles to subdue wild beasts or unruly neighbors, we do need them to accomplish our daily objectives. At a minimum, we have to muster the energy to get from bed to bathroom to breakfast table. Even if we make money with our minds, rather than our bodies, chances are we’ll need the stamina to sit up and manipulate a keyboard.