Saving

HERE’S SOME NEWS THAT isn’t news at all: Most Americans do a mediocre job of saving for the future. How can we get ourselves on the right track? As we’ll discuss in the sections that follow, we should consider the many advantages of saving a healthy sum on a regular basis—and then nudge ourselves to save more by employing a host of tricks.

• Today’s Savings Rate
• Today’s Spending
• Save How Much?
• Earlier Is Better
• Saving Is a Bargain
• Money Begets Money
• Savers Need Less
• Fixed vs. Discretionary
• Low Fixed Costs
• Cutting Spending
• Nudging Yourself
• Savings Priorities
• Improving 401(k)s
• Pray for Bad Markets
• Easing Into Stocks
• Dollar Averaging
• Value Averaging
• Kids Into Savers
• Teaching Teenagers
• Allowances
• Further Reading: Kids

Previous: Main Menu